Commercial auto insurance is tailored for vehicles used in business operations. It covers not only the company’s owned vehicles but also those used for business purposes by employees. This insurance helps protect against liabilities arising from accidents, property damage, and injuries involving company vehicles.

General liability insurance is foundational for businesses, providing coverage for third-party bodily injury, property damage, and advertising injury claims. This coverage is vital for protecting businesses from the financial repercussions of lawsuits and legal claims. It is a fundamental component of risk management for any business.

Commercial property insurance protects business properties and assets from various perils, including fire, theft, vandalism, and natural disasters. This coverage extends beyond physical structures to include equipment, inventory, and other assets crucial to business operations. It ensures that a business can recover and rebuild in the face of unforeseen events.

A Business Owners Policy (BOP) is a comprehensive package designed for small to mid-sized businesses. It combines essential coverages, such as property and liability insurance, into a cost-effective package. BOPs are customizable, allowing businesses to tailor their coverage to meet specific needs while benefiting from the convenience of a bundled policy.

Professional liability insurance, also known as errors and omissions (E&O) insurance, is designed for businesses that provide professional services. It protects against claims of negligence, errors, or omissions that may arise from professional services rendered. This coverage is essential for professions such as consultants, lawyers, and healthcare providers.

Workers’ compensation insurance is a crucial component for businesses with employees. It provides coverage for medical expenses and lost wages in the event that an employee suffers a work-related injury or illness. Workers’ compensation not only safeguards employees but also protects employers from potential legal liabilities.